Buying a house is probably one of the most expensive purchases you will ever make, but everyday people do just that without a second thought. They commit themselves to thousands of pounds of debt without expert help and yet they wouldn't buy a second hand car without taking along someone who knew a thing or two about cars.
It is a common mistake to think that the solicitor, mortgage advisor and estate agent will keep you straight and ensure you don't get into something you shouldn't.
However the reality is very different, it is not for mortgage advisors or solicitors to decide whether the property you are buying is good value for money, whether it will have resale issues in the future, whether it will still be mortgagable in 10 years, if it will let out or just sit empty or if it is acutally going to meet your needs, their job is just to be sure that in terms of the mortgage and actual transfer of the property that all the work is done within the confines of their regulators. If there is a problem, it is you they are coming back to for your instructions, without a doubt the least qualified person in the process.
The estate agent is definitely not on your side, they are paid by the seller to get the best possible price for their house and are paid a percentage of whatever they manage to sell it for.
This is where we come in, our job is to help you get from start to finish, with the best possible property at the lowest price. We are not trying to sell you our own properties, we will find you a property, in a location of your choosing and that matches criteria, subject to your budget of course.
Once you know how much you have to spend on a property, we can commence your property searches. You will be allocated a Property Consultant who will take a criteria from to establish what your needs are. They will undertake desktop research to identify the best properties that are available for your budget and send over comprehensive written reports for carefully selected properties. The report includes information about why the property is being sold, anything which may hinder the purchase, any observations we make from the photographs available or from maps and street views in the surrounding areas, the makeup of people who live there, the typical employment of the local area, crime stats, school results, shopping, nuisances, flood risks, travel etc.
If you like what we have sent you, you can then choose which properties you would like us to view. We will put feet on the ground and make sure that the property lives up to the research.
The fact is, that no matter how well someone looks after a house they can't make their neighbours do the same. If we arrive to find the house is lovely but the neighbours drive is a scrap yard, we will let you know. Estate agents are also experts at taking photos from the best angles and presenting properties in the best light, we have visited many a property where the reality doesn't compare the photos. Conversely we also find some properties which haven't been represented very well by the agents and are better in real life.
You will have real time photographs of every room in the house, from every angle, views all around the outside, including the street and the neighbouring properties and if it is awful, we will tell you it is awful! We will also send you DVD footage, so that you can get an understanding of the flow of the property and a feel for the atmosphere of the area.
As soon as we find you a property you wish to proceed with, we will make the necessary calls to the agents and put forward the offer on your behalf. When it comes to putting in the offer with the estate agents we package it in such a way that it gives them the confidence that the sale is going to complete. We are very successful in competing with offers from other parties and quite often its not the highest offer thats the successful, but the one that has the most chance of completing.
Once the offer has been accepted, you can sit back and allow us to coordinate your purchase through to completion. Leaving you to get on with your life, until you can pick up your keys.
On completion if you are letting your house out we will arrange for the keys to be collected by our associate letting agents and they will then take over your property from that point. If you are moving in we will liaise with the agents to coordiate collecting your keys.
At Forces Homes our job doesn't just finish when you have the keys to your house, if you have questions once you have completed we are always on hand to give advice where we can. If you have any questions or problems with your house or mortgage, we are always just a call away to ask for advice.Please send me a FREE Info Pack