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There is still a lot
of false information out there with regards to mortgages and the most
common myth being, that you simply can't get a mortgage at the moment.
However, this is not the case.
As long as you have a
decent credit record and 10% deposit, which most of our clients have by
using their Long Service Advance of Pay (LSAP),
we will be able to
secure you a mortgage.
Face facts, lenders need to lend to make money, if they stopped they
would go completely out of business. All they are doing is being
stricter on their lending criteria, which is better for the market and
the borrowers. After all, you wouldn't lend money to a mate or
family member if you didn't think you would get it back, so why would a
lender do the same to a customer.
Not everyone has been
taken in by these tall tales since it
has been announced that the number of people
taking out mortgages increased for the second month in a row.
September saw the first rise and everyone held their breath when the
figures were announced for October and the news we were all waiting for
was confirmed, a second rise in lending.
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The
tide is turning, a property we secured for a client
completing this week 4/12/08 will already have £12,700
equity in his house. Purchased for
£73,000, the surveyor stated that the current market value
is £85,700. Some surveyors, usually rigid
in their procedures would normally only value properties at
the price paid, are starting to value properties at what
they believe to be a true market value. |
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House prices are
rarely mentioned in the news at the moment and we all know if there was
anything bad they could say, it would still be making headline news each
day. Remember there is one single fact that everyone agrees on, if you
are in a position to buy now then there are
massive
savings to be had.
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...now is the time to buy, do not
miss this opportunity to secure a great
deal, with so few people wanting to buy or unable to buy and
so many having to sell, you are missing
out if you don’t
take action
today! Complete and return via email the
attached application form and leave everyone else standing.
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Address and Registered Office
Forces Homes Ltd,
Borough House, Borough Road, Gallowfields
Trading Estate, Richmond, North Yorkshire, DL10 4SX
Tel: 0044 (0)1748 821118 Fax: 0044 (0)8708 386
562 Email: enquiries@forceshomes.co.uk
The
information supplied is valid at the time of printing and is subject to
change. Estimates are available on request. ID:270108
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